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Funding Access

Repair Your Credit. Unlock Funding.

Your credit score is the key that unlocks homes, cars, business capital, and financial freedom. We repair your credit with a specific funding goal in mind — so every dispute we file moves you closer to the money you need.

$500K+
Funding Unlocked
187 pts
Avg Score Increase
1,200+
Clients Funded
6–12 mo
Avg Time to Qualify

Check Your Credit Score First

Not sure where your credit stands? Use our credit monitoring tool to pull your scores and see what\'s on your report — free, no obligation.

What You Can Qualify For

Funding Opportunities Within Reach

Once your credit is repaired, these are the funding products you can qualify for. We build your repair strategy around your specific funding goal.

Personal Credit Cards

$2,000 – $50,000+

Access premium credit cards with high limits, 0% intro APR offers, and valuable rewards programs once your score reaches qualifying thresholds.

620+ credit score
Clean payment history
Low utilization ratio
Established credit age

Personal Loans

$5,000 – $100,000

Qualify for personal loans at competitive rates for debt consolidation, home improvements, major purchases, or building your financial foundation.

640+ credit score
Stable income verification
Debt-to-income below 40%
No recent derogatory marks

Home Purchase & Refinance

FHA: 580+ | Conv: 620+

Achieve the dream of homeownership or refinance your existing mortgage at a lower rate after repairing your credit profile.

580+ for FHA loans
620+ for conventional
Stable 2-year employment
Cleared collections/judgments

Auto Financing

Prime rates at 640+

Stop paying predatory subprime auto rates. With a repaired credit score, qualify for prime financing and save thousands over the life of your loan.

580+ for approval
640+ for prime rates
Verified income
Low existing debt load

Business Funding

$10,000 – $500,000+

Build business credit separate from personal and access SBA loans, business lines of credit, equipment financing, and merchant cash advances.

Business entity established
EIN registered
Business bank account
6+ months in business

Real Estate Investment

DSCR & Portfolio Loans

Leverage your repaired credit to qualify for investment property loans, DSCR loans, and portfolio financing to build long-term wealth through real estate.

680+ for investment loans
20–25% down payment
Property cash flow analysis
Strong credit profile
Our Process

How We Get You Funded

Every step of our credit repair process is designed with your funding goal in mind.

01

Free Credit & Funding Assessment

We pull and analyze your full 3-bureau credit report to identify exactly what's holding you back from qualifying for the funding you need.

02

Custom Repair Strategy

We build a targeted dispute and optimization plan designed specifically around your funding goals — whether that's a home, car, business, or personal loan.

03

Active Credit Repair

Our team disputes inaccurate, unverifiable, and outdated negative items across all three bureaus while optimizing your score factors simultaneously.

04

Funding Readiness Review

Once your score reaches qualifying thresholds, we connect you with trusted lending partners and guide you through the application process.

"I went from a 521 to a 714 in 8 months. Wealth Fitness Solutions helped me qualify for a $280,000 home loan I never thought was possible."
Marcus T. — Miami, FL
Score increase: +193 points · Qualified for FHA home loan
Apply Now

Apply for Your Free Funding Assessment

Fill out the form below. Our team reviews your information first, then connects you with our funding partner portal to complete your application.

Funding Assessment Form

Secure form — reviewed by our team before processing

SSL Secured

After submitting, you will be connected with our funding partner portal to complete your application. All information is reviewed by our team before being processed.

Ready to Find Out What You Qualify For?

Book your free Credit & Funding Assessment. We'll review your report, identify your funding goals, and build a plan to get you there.

No payment required to book · 30-minute call · Results-focused